Cosmetic Car Insurance. This refers to car insurance policies that cover you against the cost of superficial damage to your vehicle. … Many normal policies also have very large excesses, which means that you could end up having to pay a large amount for the cost of repairs to your paint or bodywork.

Cosmetic car insurance is the policy that covers you against the cost of superficial damage to your vehicle. This type of insurance will allow you to get minor dents, dings and scratches fixed without claiming on your main car insurance policy. It typically has a much lower excess which makes it far more useful for repairing minor damage and to help keep your car looking as good as possible. We’re happy to provide repairs to your vehicle, from minor scratches and dents, stone chips and paint work, all at affordable rates.

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